Find your dream house in Belgium
Find the perfect home in Belgium that suits your needs and lifestyle.
Why buy a house in Belgium
Diverse Property Options Across Belgium
Explore a wide variety of properties in Belgium's most desirable cities and regions, from charming homes in quaint towns to luxurious apartments in bustling city centers. Whatever your budget or preferences, we have the perfect property for you.
Expert Local Knowledge and Guidance
Our team of experts provides in-depth knowledge of the Belgian real estate market. Benefit from personalized advice and support throughout the buying process, ensuring you make the best investment decision.
Great Investment Potential in Belgium's Growing Market
Belgium offers a stable and growing real estate market, providing excellent long-term investment opportunities. With strong rental demand and consistent property value increases, your investment is in safe hands.
Seamless Buying Process
We make the property buying process easy and stress-free. From legal advice to financing, we guide you every step of the way, ensuring a smooth and hassle-free experience in acquiring your dream property in Belgium.
Frequently Asked Questions
Is it easy for foreigners to buy property in Belgium?
Yes, foreigners can buy property in Belgium without restrictions, provided they follow the legal requirements, including the registration process and payment of applicable taxes.
What are the costs associated with buying property in Belgium?
In addition to the purchase price, buyers must pay notary fees, registration taxes (varies by region), and other costs such as mortgage registration and property insurance. These costs typically range from 10% to 15% of the property's value.
What is the process for buying property in Belgium?
The process includes selecting a property, making an offer, signing a sale agreement (compromis de vente), and completing the transaction in front of a notary. The notary handles the legal paperwork and ensures that the property is transferred correctly.
Do I need a Belgian bank account to buy property in Belgium?
While it is not mandatory, it is highly recommended to open a Belgian bank account to facilitate the transfer of funds for your property purchase. It will also help with ongoing utility payments and taxes.
Are there any restrictions on foreigners taking out a mortgage in Belgium?
Foreigners can obtain a mortgage in Belgium, but they typically need to have a stable income and a good credit history. Some banks may require a larger down payment or may ask for additional documents to assess the applicant’s financial situation.
What is the typical down payment required for a mortgage in Belgium?
A typical down payment in Belgium is around 20% to 30% of the property value, although it can vary depending on the buyer’s financial situation and the lender’s requirements.
How are property taxes calculated in Belgium?
Property taxes in Belgium vary depending on the region. The property tax is generally based on the cadastral income, which is an estimate of the income the property could generate. There are also municipal taxes and annual fees that may apply.
What are the main real estate markets in Belgium?
Belgium’s main real estate markets are in Brussels (the capital), Antwerp, Ghent, and Bruges. Each city offers a different atmosphere and property types, with Brussels being the most expensive and Ghent and Bruges being popular for their charm.
What should I consider when buying property in Belgium as an investment?
When buying property as an investment, consider factors such as location (proximity to public transportation and amenities), rental demand, property management costs, and the potential for capital appreciation. The rental market in major cities like Brussels remains strong, making it a good choice for rental income.